Know the limits.

Historical evidence does not guarantee future repayment, performance or continued operation.

An agent may be shut down, compromised, revoked, transferred, reprogrammed, blocked, or lose wallet, API, model or hosting access. Unavailability is not automatically default. Liquidation and third-party repayment are distinct from borrower-funded repayment.

Sources can fail, omit or misattribute records. UNKNOWN does not mean independent; no records does not mean no debt. Pattern flags do not establish fraud.

The product covers AI/software/economic agents and organizations. It does not ingest consumer credit bureau records, identify natural persons behind wallets or create natural-person profiles. Public blockchain data may still carry privacy obligations.

Product-level disclosure for qualified legal review. The caller retains the lending/risk decision. Public evidence writes remain disabled.